Meet The Team

owner & adviser

Hey, I'm Paddy

Helping first-time buyers is my passion because it’s where people need the most support. There’s nothing better than that moment when I get to say, “Your mortgage has been accepted!”—especially if the client thought it might never happen.

Clients often tell me I’m approachable and that nothing is ever too much trouble. That’s because I believe in treating every client like family—straight talking, no jargon, and regular updates every step of the way.

If you’re even thinking about buying your first home, my advice is simple: speak to a mortgage professional as early as possible. Don’t waste time viewing properties without knowing your options—I’ll make sure you start on the right foot.

A bit about me? Well, I’ve got four kids (with a 24-year age gap between the youngest and oldest!), I’m a Manchester United fan—yes, I like punishment—and my father-in-law insists I’d make a great chef. Not sure about the hours, though!

At the heart of it all, I believe in building relationships for life and going above and beyond for every client.

adviser

Hey, I'm Kelvin

I love being part of a first-time buyer’s journey—it’s a privilege to help people get the keys to their first home. My approach? Make things simple, clear, and easy from the very first chat. No jargon, no pressure—just good advice and someone in your corner from start to finish.

Clients say I go above and beyond, always ready with answers and support whenever it’s needed. That’s the goal: to be the person you trust to guide you every step of the way, right up until move-in day (and beyond).

My one bit of advice? Don’t start house-hunting until you know your true budget. It saves you time, stress, and heartache. And yes—there’s no such thing as a stupid question!

Outside of mortgages, I’ve got a passion for cars, a toddler who keeps me busy, and a claim to fame as a double European Dodgeball Champion for Northern Ireland. (Yes, really—check YouTube!)

CONTACT & FIND US

OPENING TIMES

MONDAY 9.30 - 17.30

TUESDAY 9.30 - 17.30

WEDNESDAY 9.30 - 17.30

THURSDAY 9.30 - 20.00

FRIDAY 9.30 - 17.30

SATURDAY 9.00 - 13.30

SUNDAY CLOSED

MEET US

NEWS & BLOGS

We charge a fee for our services. Our fee range is £0 to £595, with a typical fee of £395. If a Fee is payable, it is paid in 2 stages. Stage 1. £100 when we submit your mortgage application. Stage 2. £295 (or the remainder of the agreed fee) when you receive your official Mortgage Offer. We’ll always agree this with you before we start any chargeable work, and you’ll receive written confirmation so everything is clear from the start.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH MORTGAGE REPAYMENTS

First Time Buyer Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.

The Guidance contained within this website is subject to UK regulatory regime and is there primarily targeted at the consumers based in the UK.

First Time Buyer Mortgages Ltd, registered in Northern Ireland. Registration Number - NI730959.

Registered address, 222 Lisburn Road Belfast BT9 6GD.